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UAV Drone Insurance

Drone Insurance in Chattanooga, TN

Serving as a Wingman to Unmanned Aerial System (UAS) Professionals from Coast to Coast

The process of flying safe and flying smart is more complex than simply being aware of your surroundings. In fact, the act of flying a device is just a singular component of a greater focus on safety within the unmanned aerial system (UAS) industry.

At TRM Insurance, we recognized a need for long-term, reliable protection for drone operators. This recognition developed into a passion for staying up-to-date on advances in technology related to drones. Translating an insurance and risk management acumen, we’ve developed a drone insurance program designed to meet the very specific needs of UAS users.

We partner with Unmanned Aerial Specialists, LLC, an industry leader of drone and drone related solutions, to remain on the forefront of this ever-changing industry. Together, we provide an unbeatable combination of quality products, extensive knowledge, and unmatched service. 

Fly Over a Variety of Drone Insurance Coverage Solutions

To begin our process of securing adequate insurance coverage for your drone, we learn the ins and outs of your operation. Whether you’re a real estate agent interested in aerial photography or a farmer interested in crop monitoring, we’ll work with you to determine the best route toward accurate, cost-effective coverage for your drone.

Our agents can tailor drone insurance policies to meet the needs of specific industries, including but not limited to:

  • Real estate
  • Law Enforcement
  • Energy, Oil, and Gas Companies
  • Agriculture
  • Public Entities
  • Search and Rescue
  • Television and Film
  • Media

Traditional commercial insurance policies exclude aviation protection, including coverage for drone operators, dealers, and manufacturers. We combat this lack of comprehensive coverage by complementing drone insurance with other selections within our business insurance program. Operating alongside offerings, such as workers compensation and a business owners policy (BOP), you can solidify an encompassing insurance portfolio.

With drone insurance coverage, clients can access protection against privacy/trespass litigation. Our agents also guide clients toward insurance security regarding theft and crash damages. Our base UAS hull and liability coverage operates within standard limits of $5,000,000, while excess limits can be addressed up to $75,000,000. Higher limits are available after consulting with an agent. 

Agents Architecting Protection for the Aviation Industry 

Our agents partner with a collection of the most renowned aviation insurers. We also have strong relationships with UAS trade and regulatory associations.

Ongoing service extends even after a drone insurance policy is in place. We continuously monitor alterations in government regulations, proceeding with coverage updates when necessary. Insurance is an investment, and we operate with an intention to educate clients on their insurance investment. 

To get a policy off the ground, please request a quote. If you’re interested in learning more about our drone program and the services we provide, contact an agent at your convenience.

Additional Resources:

At TRM Insurance, we’re proud to provide drone insurance in Chattanooga, Cleveland, Murfreesboro, and Tullahoma, TN. We serve residents and businesses in Georgia, Alabama, Mississippi, Kentucky, South Carolina, North Carolina, and a selection of other states. 

Our Location

TRM Insurance

107 Tampa Street
Chattanooga, TN 37405
Main office: 423-756-4336
Fax: 423-752-8046

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.